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Private Lenders

real estate private lender investmentInvesting in real estate as a private lender is an excellent way to earn a great return without the hassles of property management.

Texas Ideal Properties works with private lenders to purchase real estate in the Houston area. The private lender’s investment is secured by the property with loan to values of 75% or lower add extra security on the investment.

Invest Using Your IRA

Did you know that you can invest in real estate as a private lender using your IRA? Not only is it an excellent way to diversify your investments from traditional investments (mutual funds, stocks, and bonds), it can accelerate the growth of your retirement plan.

How It Works

When we get a property that we need financed we will submit to you an Executive Summary which includes: property details, pictures, financials, description of repairs,  sale & rent comparable market analysis, and our exit strategies. If after your due diligence you approve the loan we will have an attorney draft all necessary documents for closing which will be held at a local reputable title company.

Types of Loans

Typically the properties that we need financed are single-family houses that need repaired or updating. The loan to value may vary depending on what our exit strategy is, but it will be no more than 75% of the ARV (after repair value). Most loans we seek are short-term (6 months). Occasionally we may need transnational funding (48 hours or less) or long term funding (12+ months).

If you’d like more information about being a private lender, please fill out the form below or give us a call. We will be happy to discuss how the process works and answer any questions you may have. The information you provide is confidential and will not be shared.